Credit Enhancement

Credit Enhancement

improve your results

Our success stems from research, partnerships, risk management, and innovation.

We provide credit enhancement solutions to strengthen your business’s credit profile and improve access to financing. Our services help you secure the funding needed for growth and expansion, even in challenging credit conditions.

Step one

Loan Application Process

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step two

Role of HB&A (Credit Enhancement Provider)

HB&A enhances the borrower’s credit profile, providing leverage to secure better loan terms. This can result in lower interest rates and extended repayment periods.

HB&A offers added security through guarantees or insurance, minimizing the risk of borrower default. This reduces the lender’s overall risk exposure.

step three

Credit Enhancement Sources

HB&A connects with various entities to provide credit enhancement solutions

Offers financial backing to strengthen the borrower’s credit profile

Provides guarantees or co-lending arrangements to support the borrower’s application.

Issues credit insurance to protect the lender against potential defaults

Includes additional risk mitigation strategies, such as collateral management or third-party guarantees.

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How It Works

Our credit enhancement service is designed to improve our clients’ credit risk profiles, enhancing their chances of securing debt capital while ensuring more favorable terms and interest rates. 

Contact

36 Modupe Johnson Crescent,
Surulere, Lagos, Nigeria

[email protected]
Phone:+234 817 157 0466,                                +234 805 076 2796

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